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Finance
Options
FINANCIAL MENU
1) Prepay Courtesy (for fees over
$1,500)
A prepayment courtesy of 5% will be subtracted from the total patient
obligation (not from any portion due from insurance company) if the patient obligation is
paid in full prior to the first treatment visit.
2) Pay as You Go ( for fees under $250)
Any time your treatment is under $250 or the portion you owe after insurance
payment is under $250, we will ask you to pay that on the day treatment begins.
FORMS of PAYMENT and BALANCES DUE
In order to facilitate access to the very best health care possible, you may
choose from any of the following (including any combination thereof): Cash, Visa,
MasterCard, American Express, Discover, Money Order, Personal Checks, or one of
our outside financing options. Balances over 60
days will incur a finance charge of 18% APR.
INSURANCE
It is our pleasure to assist you in maximizing your insurance benefit by
completing your claim forms. If your carrier is up to date (in over 70% of the cases), the claims will be transmitted via computer modem before the end of the
treatment day! Please understand that this
is only an estimate, and is based upon the information available to us.
The range of benefits depends solely on what your employer wishes to
purchase. Some plans cover as little as 30% or as much as 100% of dental services, with most falling in the 40% to 80% range.
Some plans base the amount of benefit on a schedule
of fees arbitrarily developed by insurance companies. For this reason, you may receive a lower
percentage than the reimbursement level indicated in your dental plan. For example, if you plan states that it will pay 80% of the
cost of a specific treatment, it means 80% of the fee arbitrarily determined by the insurance
company and not the actual fee charged by our office. The financial obligation
for dental treatment is between you and our office, The insurance company is
responsible to you, and not to our office. We will assist you in any way that we can (including our brand new
high tech “electronic claims submission”). Once your carrier has paid the claim, any difference will be due upon receipt
of our statement. If for any reason, we have not received your insurance
carrier’s payment 90 days after the claim, the remaining balance
will be due and payable by you.
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